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		<title>IFA claims providers used tough tactics</title>
		<link>http://www.platinumifa.co.uk/?p=71</link>
		<comments>http://www.platinumifa.co.uk/?p=71#comments</comments>
		<pubDate>Thu, 10 Nov 2011 12:30:13 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Platinum In The Press]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=71</guid>
		<description><![CDATA[Published in FT Adviser 10th November 2011 Some general insurance providers are pressing advisers to give them more business or risk losing renewal income or trail commission, an adviser has claimed Bob Cook, principal IFA for Essex-based Platinum Financial Consulting, said although insurers were technically within their contractual rights to push for more business, it [...]]]></description>
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		<title>Confuse Death in Service benefit with Life Insurance at your peril.</title>
		<link>http://www.platinumifa.co.uk/?p=65</link>
		<comments>http://www.platinumifa.co.uk/?p=65#comments</comments>
		<pubDate>Mon, 31 Oct 2011 13:09:11 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=65</guid>
		<description><![CDATA[Many employers offer their employees an additional benefit called Death in Service benefit. As the title suggests it is a cash benefit paid to the spouse, family or estate of the employee should they die while still working for the company. Typically the payment equates to a multiple of annual salary, normally between 2 and [...]]]></description>
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		<title>Lump Sum or Pension</title>
		<link>http://www.platinumifa.co.uk/?p=62</link>
		<comments>http://www.platinumifa.co.uk/?p=62#comments</comments>
		<pubDate>Mon, 17 Oct 2011 17:28:35 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

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		<description><![CDATA[This article discusses general concepts and ideas, rather than any specific policy or plan. This website does not contain personal advice based on your circumstances. By Bob Cook One of the most common searches on our Best Pension Annuity website is by customers who are uncertain whether they should take a lump sum from the [...]]]></description>
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		<title>Income Protection FAQ – Exclusion Periods</title>
		<link>http://www.platinumifa.co.uk/?p=55</link>
		<comments>http://www.platinumifa.co.uk/?p=55#comments</comments>
		<pubDate>Fri, 14 Oct 2011 17:27:13 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Redundancy Insurance]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=55</guid>
		<description><![CDATA[It is important when reading these notes that it is understood that no specific policy is being discussed, but rather the typical terms and conditions operated by most insurers. Any policy you buy may have differing conditions and you should check your policy details to ensure you fully understand the terms of your policy. &#160; [...]]]></description>
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		<title>Enhanced annuities – not just for “ill” clients</title>
		<link>http://www.platinumifa.co.uk/?p=51</link>
		<comments>http://www.platinumifa.co.uk/?p=51#comments</comments>
		<pubDate>Thu, 13 Oct 2011 17:59:40 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=51</guid>
		<description><![CDATA[By Cathy Luzmore When most people reach retirement, they will convert their pension fund into an annuity. An annuity is used to provide a monthly income for the rest of their life. A pension annuity is therefore a way of turning the pension fund you have built up into a regular income for as long [...]]]></description>
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		<title>Income Protection FAQ : What You Think Vs What You Know</title>
		<link>http://www.platinumifa.co.uk/?p=46</link>
		<comments>http://www.platinumifa.co.uk/?p=46#comments</comments>
		<pubDate>Wed, 12 Oct 2011 09:12:12 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Redundancy Insurance]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=46</guid>
		<description><![CDATA[Many people who specifically buy Income Protection in the form of redundancy insurance, do so because they have become concerned about their job with their current employer. They will often explain their situation at the time they purchase a policy and ask if their claim would be paid if they were made redundant. As Bob [...]]]></description>
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		<title>Redundancy Insurance – BBC Employees need not apply</title>
		<link>http://www.platinumifa.co.uk/?p=40</link>
		<comments>http://www.platinumifa.co.uk/?p=40#comments</comments>
		<pubDate>Tue, 11 Oct 2011 07:46:46 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Redundancy Insurance]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=40</guid>
		<description><![CDATA[There was a time when people working for large public funded organisations such as the Post Office and BBC thought they had a job for life. Regrettably those days have long since gone, but in some quarters the mind set continues. Earlier this month the BBC announced that they plan to make 2000 employees redundant, [...]]]></description>
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		<title>Skeletons in the life insurance closet</title>
		<link>http://www.platinumifa.co.uk/?p=33</link>
		<comments>http://www.platinumifa.co.uk/?p=33#comments</comments>
		<pubDate>Thu, 14 Apr 2011 06:16:53 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Platinum In The Press]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=33</guid>
		<description><![CDATA[Letter published in FT Adviser 14th April 2011 Clive Ringrose&#8217;s article on the purchase of mortgage leads, titled Great Expectations (FA, 31 March), was very useful and informative, but advisers should also be very careful that they are not financing criminal activity. I have no doubt that my recent discoveries in the life insurance lead [...]]]></description>
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		<title>A regime of suspicion and mistrust</title>
		<link>http://www.platinumifa.co.uk/?p=22</link>
		<comments>http://www.platinumifa.co.uk/?p=22#comments</comments>
		<pubDate>Thu, 01 Apr 2010 06:07:50 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Platinum In The Press]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=22</guid>
		<description><![CDATA[Letter Published in FT Adviser 1 April 2010 Your back page article (FA, 18 March, FSA Goes on Attack Against Wrongdoers) left me with an overwhelming feeling of sadness and disappointment. It seems that in future Mr Sants, chief executive of the FSA, wants us to all operate within a culture of fear. I am [...]]]></description>
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		<title>Mortgage insurance rates up 70 per cent</title>
		<link>http://www.platinumifa.co.uk/?p=18</link>
		<comments>http://www.platinumifa.co.uk/?p=18#comments</comments>
		<pubDate>Fri, 26 Mar 2010 05:49:43 +0000</pubDate>
		<dc:creator>bobbycook</dc:creator>
				<category><![CDATA[Platinum In The Press]]></category>

		<guid isPermaLink="false">http://www.platinumifa.co.uk/?p=18</guid>
		<description><![CDATA[Publised in the Financial Times 26 March 2010 by Josephine Cumbo People who have bought insurance to protect their mortgage payments if they lose their job or are unable to work are facing steep rises in the cost of their cover. Since January, a number of leading providers of mortgage payment protection insurance (MPPI), including [...]]]></description>
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