Platinum Financial Consulting - Mortgage Critical Illness Insurance

Life & Critical Illness Insurance

For a comprehensive understanding of policy types use the buttons below

For help call :
0845 83 87 811

Many people will make sure that their mortgage is protected if they die, but considerably fewer actually protect themselves should they suffer a major illness and live!

If losing your health also means you lose your home, then knowing that your family would have been protected if you had died, will be of little comfort.

Whilst both critical illness and life insurance are equally important, it is worth considering that if you are under 65 and can only afford one type of insurance, you are four times more likely to suffer a critical illness than die.

Mortgage Critical Illness insurance has the following benefits :

It will pay out the sum assured on the diagnosis of a critical illness
The amount paid out can reduce as your mortgage debt reduces
You can insure yourself for more than your mortgage amount to help pay any additional costs
You can add other benefits to the policy, thereby making your overall cost of insurance cheaper

For a better understanding see our "what policy do I need" page

Think how your life would be, if you had to give up your home. Imagine having to live somewhere that is not of the same standard to the home you are currently in. Think of the difficulties of moving. And then imagine all of the above and having it happen at the very moment when you become disabled or seriously ill. That is the risk that millions of home-owners currently face.

More and more people have realised that they need to protect themselves and their property, and sales of critical illness insurance have increased.

This is good news for policy-holders as insurance companies are now actively looking at the illnesses and disabilities covered, as well as competing on price.

Depending on your pocket, you can buy critical illness and disability insurance in a number of formats. Both level and decreasing term policies are available, as well as whole of life options.

If you are interested in receiving a regular income should you be unable to work due to accident or sickness, talk to us about an income protection policy.

For a no-obligation quote, simply click the button below.

Authorised by The Financial Services Authority

Your Home is at risk if you fail to keep up payments on a mortgage or other loan secured on it

Written quotations available on request

Platinum Financial Consulting
The Old School House, East End Road
Bradwell-on-Sea, Essex, CM0 7PY

Telephone : 0845 8387 811 Fax : 0871 277 1422 Email : info@platinumifa.co.uk

FSA Registration Number : 227014