/* CSS Document */





.custom-table {
  border: 3px solid #181A61;
  border-collapse: collapse;
  background-color: #FFFFFF;
}


.Regulatory {
font-family: Calibri, Arial, Helvetica, sans-serif;
font-size: 20px;
line-height: 1.4;
font-weight: 700;
color: #181A61;
text-align: right;
margin: 18px 0 8px 0;
}



.Contact{
  font-size: 14px;
  color: #181A61;
  vertical-align: middle;
}




/* =========================================
CSS code called: welcome
Brand colours:
Navy: #181A61
Accent red: #D23D50
Body text: #4D4D4D
========================================= */

/* Main content body */
.welcome {
font-family: Calibri, Arial, Helvetica, sans-serif;
font-size: 16px;
line-height: 1.5;
color: #4D4D4D;
text-align: left;
margin: 0;
padding: 0;
}

/* Main heading */
.welcome-heading {
font-family: Calibri, Arial, Helvetica, sans-serif;
font-size: 25px;
line-height: 1.3;
font-weight: 700;
color: #181A61;
text-align: left;
margin: 0 0 12px 0;
}

/* Sub-heading */
.welcome-subheading {
font-family: Calibri, Arial, Helvetica, sans-serif;
font-size: 20px;
line-height: 1.4;
font-weight: 700;
color: #181A61;
text-align: left;
margin: 18px 0 8px 0;
}

/* Standard paragraph spacing inside welcome areas */
.welcome p {
margin: 0 0 12px 0;
}

/* Highlight options */
.welcome-blue-bold {
color: #181A61;
font-weight: 700;
}

.welcome-red-bold {
color: #D23D50;
font-weight: 700;
}

.welcome-blue-red-underline {
color: #181A61;
font-weight: 700;
text-decoration: underline;
text-decoration-color: #D23D50;
text-decoration-thickness: 2px;
text-underline-offset: 2px;
}

.welcome-red-blue-underline {
color: #D23D50;
font-weight: 700;
text-decoration: underline;
text-decoration-color: #181A61;
text-decoration-thickness: 2px;
text-underline-offset: 2px;
}

/* Bullet list styling */
.welcome-bullets {
font-family: Calibri, Arial, Helvetica, sans-serif;
font-size: 16px;
line-height: 1.5;
color: #4D4D4D;
text-align: left;
margin: 0 0 12px 0;
padding-left: 24px;
}

.welcome-bullets li {
margin: 0 0 8px 0;
}

.welcome-bullets li::marker {
color: #D23D50;
font-size: 1em;
font-weight: 700;
}


.services-line {
  text-align: center;
  font-family: "Calibri", sans-serif;
  font-size: 14px;
  letter-spacing: 1.2px;
  color: #181A61;
  padding: 12px 0 18px 0;
  position: relative;
}

/* The premium divider line */
.services-line::after {
  content: "";
  display: block;
  margin: 10px auto 0 auto;
  width: 220px;
  height: 1px;

  background: linear-gradient(
    to right,
    rgba(192,192,192,0),
    #C0C0C0,
    #E5E4E2,
    #C0C0C0,
    rgba(192,192,192,0)
  );

  box-shadow: 0 0 6px rgba(192,192,192,0.4);
}
 
/* Testimonial Section  */

.platinum-testimonial-box {
  width: 450px;
  height: 200px;
  background: linear-gradient(145deg, #ffffff 0%, #fbfbfb 60%, #f2f2f2 100%);
  border: 1px solid #d9d9d9;
  border-radius: 14px;
  box-shadow: 0 10px 28px rgba(24, 26, 97, 0.14);
  position: relative;
  overflow: hidden;
  font-family: Calibri, Arial, sans-serif;
}

.platinum-testimonial-topline {
  height: 5px;
  width: 100%;
  background: linear-gradient(
    to right,
    #181A61 0%,
    #2c2f87 20%,
    #cfcfcf 50%,
    #d23d50 80%,
    #181A61 100%
  );
}

.platinum-testimonial-content {
  padding: 24px 28px 20px 90px;
  height: calc(100% - 5px);
  box-sizing: border-box;
  position: relative;
  background:
    radial-gradient(circle at top right, rgba(210, 61, 80, 0.05), transparent 40%),
    radial-gradient(circle at bottom left, rgba(24, 26, 97, 0.05), transparent 40%);
}

/* ICON */
.platinum-icon-circle {
  position: absolute;
  top: 22px;
  left: 22px;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: linear-gradient(145deg, #181A61, #2c2f87);
  box-shadow:
    inset 0 0 6px rgba(255,255,255,0.2),
    0 4px 10px rgba(24, 26, 97, 0.25);
  display: flex;
  align-items: center;
  justify-content: center;
}

.platinum-icon-inner {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: linear-gradient(145deg, #e5e5e5, #bfbfbf);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: #d23d50;
  font-weight: bold;
  box-shadow: inset 0 0 4px rgba(0,0,0,0.15);
}

/* QUOTE MARK */
.platinum-quote-mark {
  position: absolute;
  top: 5px;
  left: 75px;
  font-size: 70px;
  color: rgba(24, 26, 97, 0.08);
  font-weight: bold;
}

/* TEXT */
.platinum-testimonial-text {
  position: relative;
  z-index: 2;
  font-size: 20px;
  line-height: 1.4;
  color: #181A61;
  font-style: italic;
  font-weight: 400;
  max-width: 300px;
}

/* AUTHOR */
.platinum-testimonial-author {
  position: absolute;
  right: 28px;
  bottom: 22px;
  font-size: 15px;
  color: #d23d50;
  font-weight: 700;
  letter-spacing: 0.3px;
}

.platinum-testimonial-author::before {
  content: "";
}



.explantions{
font-family: Calibri, Arial, Helvetica, sans-serif;
font-size: 13px;
line-height: 1.5;
color: #4D4D4D;
text-align: left;
margin: 0;
padding: 0;
}

/* =========================
   PLATINUM PREMIUM FOOTER
   ========================= */

.pfc-footer-wrap {
  margin-top: 40px;
  font-family: Calibri, Arial, sans-serif;
  color: #2f3443;
  border-top: 1px solid #d9dde7;
}

/* shared width */
.pfc-footer-inner {
  width: 92%;
  max-width: 1180px;
  margin: 0 auto;
}

/* -------------------------
   CTA STRIP
   ------------------------- */
.pfc-footer-cta {
  background: #181A61;
  border-top: 1px solid #2a2d86;
  border-bottom: 3px solid #D23D50;
  padding: 22px 0 20px;
  text-align: center;
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.06);
}

.pfc-footer-cta-text {
  color: #ffffff;
  font-size: 22px;
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: 0.2px;
  margin-bottom: 8px;
}

.pfc-footer-cta-contact {
  font-size: 17px;
  line-height: 1.5;
  color: #f4f5fa;
}

.pfc-footer-cta-contact a {
  color: #ffffff;
  text-decoration: none;
  font-weight: 600;
  border-bottom: 1px solid transparent;
  transition: all 0.25s ease;
}

.pfc-footer-cta-contact a:hover {
  color: #ffd9df;
  border-bottom: 1px solid #ffd9df;
}

.pfc-separator {
  display: inline-block;
  margin: 0 10px;
  color: rgba(255,255,255,0.55);
}

/* -------------------------
   MAIN FOOTER
   ------------------------- */
.pfc-footer-main {
  background:
    linear-gradient(to bottom, #f8f9fc 0%, #f2f4f8 100%);
  padding: 38px 0 34px;
  position: relative;
}

.pfc-footer-main:before {
  content: "";
  display: block;
  width: 100%;
  height: 1px;
  background: linear-gradient(
    to right,
    transparent 0%,
    #c8ccd6 20%,
    #eef0f5 50%,
    #c8ccd6 80%,
    transparent 100%
  );
  position: absolute;
  top: 0;
  left: 0;
}

.pfc-footer-grid {
  display: table;
  width: 100%;
  table-layout: fixed;
}

.pfc-footer-col {
  display: table-cell;
  vertical-align: top;
  padding: 0 24px;
}

.pfc-footer-col:first-child {
  padding-left: 0;
}

.pfc-footer-col:last-child {
  padding-right: 0;
}

.pfc-footer-col h3 {
  margin: 0 0 16px 0;
  font-size: 20px;
  line-height: 1.2;
  font-weight: 700;
  color: #181A61;
  position: relative;
  padding-bottom: 10px;
}

.pfc-footer-col h3:after {
  content: "";
  display: block;
  width: 54px;
  height: 2px;
  background: linear-gradient(to right, #D23D50, #d7d9df);
  margin-top: 9px;
}

.pfc-footer-col h4 {
  margin: 0 0 8px 0;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: #6a7084;
  font-weight: 700;
}

.pfc-footer-intro,
.pfc-footer-col p,
.pfc-footer-col li {
  font-size: 15px;
  line-height: 1.6;
  color: #424858;
}

.pfc-footer-block {
  margin-top: 18px;
}

.pfc-footer-col a {
  color: #181A61;
  text-decoration: none;
  font-weight: 600;
  transition: color 0.25s ease;
}

.pfc-footer-col a:hover {
  color: #D23D50;
}

.pfc-footer-links {
  margin: 0;
  padding: 0;
  list-style: none;
}

.pfc-footer-links li {
  position: relative;
  padding-left: 18px;
  margin: 0 0 8px 0;
}

.pfc-footer-links li:before {
  content: "";
  position: absolute;
  left: 0;
  top: 8px;
  width: 7px;
  height: 7px;
  background: linear-gradient(to bottom, #D24D50, #b92f42);
  border-radius: 50%;
  box-shadow: 0 0 0 2px rgba(210, 61, 80, 0.12);
}

.pfc-footer-warning {
  background: rgba(255,255,255,0.72);
  border: 1px solid #dde2ea;
  border-left: 4px solid #D23D50;
  border-radius: 10px;
  padding: 16px 18px;
  box-shadow: 0 4px 18px rgba(24, 26, 97, 0.05);
}

.pfc-footer-warning p {
  margin: 0 0 10px 0;
}

.pfc-footer-warning p:last-child {
  margin-bottom: 0;
}

/* -------------------------
   LEGAL BAR
   ------------------------- */
.pfc-footer-legal {
  background: #111447;
  padding: 14px 0;
  border-top: 1px solid rgba(255,255,255,0.05);
}

.pfc-footer-legal-row {
  display: table;
  width: 100%;
  padding: 0 30px;
  box-sizing: border-box;
}

.pfc-footer-copy,
.pfc-footer-legal-links {
  display: table-cell;
  vertical-align: middle;
}

.pfc-footer-copy {
  font-size: 13px;
  color: #d6d9e8;
}

.pfc-footer-legal-links {
  text-align: right;
}

.pfc-footer-legal-links a {
  color: #f0f2fa;
  text-decoration: none;
  font-size: 13px;
  margin-left: 18px;
  transition: color 0.25s ease;
}

.pfc-footer-legal-links a:hover {
  color: #ffccd4;
}

/* -------------------------
   RESPONSIVE
   ------------------------- */
@media only screen and (max-width: 900px) {
  .pfc-footer-grid,
  .pfc-footer-col,
  .pfc-footer-legal-row,
  .pfc-footer-copy,
  .pfc-footer-legal-links {
    display: block;
    width: 100%;
  }

  .pfc-footer-col {
    padding: 0;
    margin-bottom: 28px;
  }

  .pfc-footer-col:last-child {
    margin-bottom: 0;
  }

  .pfc-footer-cta-text {
    font-size: 19px;
  }

  .pfc-footer-cta-contact {
    font-size: 15px;
  }

  .pfc-footer-legal-links {
    text-align: left;
    margin-top: 8px;
  }

  .pfc-footer-legal-links a {
    margin: 0 14px 0 0;
    display: inline-block;
  }
}

@media only screen and (max-width: 600px) {
  .pfc-footer-cta {
    padding: 18px 0 16px;
  }

  .pfc-footer-cta-text {
    font-size: 17px;
  }

  .pfc-footer-cta-contact {
    font-size: 14px;
  }

  .pfc-separator {
    display: none;
  }

  .pfc-footer-cta-contact a {
    display: block;
    margin: 4px 0;
  }

  .pfc-footer-main {
    padding: 28px 0 24px;
  }

  .pfc-footer-col h3 {
    font-size: 18px;
  }
}