Welcome to Platinum Financial Consulting |
At Platinum Financial Consulting, we believe financial advice should feel personal, honest, and genuinely helpful — not cold, complicated, or sales-driven.
We’ve been trading online for over 25 years , and throughout that time one thing has never changed…
our commitment to putting clients first. |
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A Small Business That Puts You First |
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We’re proud to be a small, family-run business . That means no call centres, no being passed around — just real people who take the time to understand you and your goals.
Whether you prefer a chat on the phone, email updates, or a more hands-on approach, we work in a way that suits you. |
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Service Our Clients Truly Value |
We asked our clients to rate us… and the results speak for themselves:
- Over 90% gave us 10 out of 10
- Most of the rest scored us 8 or 9
That kind of feedback doesn’t happen by accident — it comes from consistently delivering a service people trust and appreciate. |
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Expertise You Can Rely On |
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- Pensions
- ISAs
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Investments
We’re also a fully qualified Pension Transfer Specialist , trusted not just by clients, but by other firms seeking guidance on Defined Benefit (Final Salary) pensions. |
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A Proactive Approach to Your Money |
We don’t just “set and forget.”
We take a proactive approach to helping your investments grow — something many firms simply don’t offer.
And we believe in transparency:
You can see exactly how your investments are performing — the good and the bad. |
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Trusted by Clients Across the UK (and Beyond) |
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From local clients to those further afield, we’ve built long-term relationships based on trust, communication, and results.
We can work with you no matter where you are in the UK and in a way that suits you. |
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Old-Fashioned Service, Modern Convenience |
Our aim is simple:
“Good old-fashioned service via the internet.”
Friendly, responsive, and always focused on doing the right thing. |
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Ready to Take the Next Step? |
Whether you're reviewing your pension, planning your future, or just want a second opinion — we’re here to help.
Get in touch today and experience the difference for yourself. |
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We are very proud of the service we give to our customers, but we are even prouder of what our customers say about us !
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"You have been so helpful and I feel much more confident about my pension now"
Mrs Saward
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| Our Results |
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| We help our customers look after (and hopefully grow) their pension or invesments in many different ways. Some clients invest in our Platinum Interactive Portfolio* where we make investment recomendations and fund switches to them. We benchmark our performance against Governed Portfolios managed by Royal London. Our aim is to have better performance than the best performing Goverend Portfolio in any given month. While we don't always achieve this objective, our performance has been generally good. The performance of the Platinum Interactive Portfolio is measured against a master fund. This is a seperate pot of money which is not added to. The change in fund value (up or down) is down to the performance (or otherwise) of our investment selections. Had someone invested £1,000 into the Platinum Interactive Portfolio on 28th July 2023 and made exactly the same fund switches at exactly the same time we made them, then the £1,000 would now be worth £1,455.30. This is growth of 45.53% in 2 years and 7 months or an average of just over 15% annualised return (compounded) |
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| In the current financial year our Master Fund, which is invested exclusively invested in the Platinum Interactive Portfolio*, has grown by 26.49%. This does not mean that every client's fund has grown by 26.49% as the timings of when they switched investments may vary from the time we made the change to our master fund. They may also be invested in other funds and investments to match their risk tollerance. Nevertheless, growth on the part of their fund that is invested in the Platinum Interactive Portfolio should have seen underlying growth in the region of the figure shown. The war in Iran has resulted in most fund values falling and this will equally be the case for our portfolio. Our final performance figures for the 2025/26 financial year will be published in April 2026. |
| Our approach to Pension & Investment Advice * |
| When you become a client of Platinum Financial Consulting we will ask you to complete a simple questionnaire which will enable us to understand how much risk you are prepared to take. Based on your apprtite for risk we will recommend serires of funds and portfolios for you to use. You do not have to |
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accept our recomenations and we can keep diacussing fund options until you are happy. We will make fund selections and recommendations throughout the year. We do not switch your fund until we have written instruction from you to do so,
Given that customers have different views on risk, our customers are invested in a wide range of fundsand portfolios. Not every client is invested in the Platinum Interactive Portfolio and many of those that are, are adviced to use it alongside a more mainstream fund. We encourage all clients to review their apptitie for risk at least annually, more often if they wish. This website does not contain full information on the Platinum Interactive Portfolio. Please contact us for details.
The value of investments and pensions can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable guide to future performance
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